Corporate strategy

Our corporate strategy encompasses ten strategic principles for ensuring the realisation of our vision "Long-term success in a competitive business" across business units.

  • 1. We have ambitious profit and growth targets

    • Generate an IFRS return on equity of at least 900 basis points above the risk-free interest rate
    • Achieve profitability targets and generate a profit clearly in excess of the cost of capital
    • Grow the premium volume (by more than the market average)
    • Outperform the Global Reinsurance Index (GloRe) over a three-year period
    • Consistently pay an attractive dividend
  • 2. We are a preferred business partner

    • Offer an attractive value proposition that makes us the preferred business partner for our clients
    • Foster customer relationships to both parties' mutual benefit irrespective of the size of the account
  • 3. We aim for successful employees

    • Offer attractive workplaces
    • Foster the qualifications, experience and commitment of our staff
  • 4. We strive for an optimal balance between the stability and yield of our investments

    • Achieve the target return – risk-free interest rate plus cost of capital
  • 5. We manage risks actively

    • Ensure protection of capital through quantitative risk management
    • Ensure protection of capital through qualitative risk management
  • 6. We maintain an adequate level of capitalisation

    • Ensure that requirements for equity resources (economic capital model, solvency regulations, etc.) are met
    • Optimise the overall cost of capital
  • 7. We ensure low costs through an efficient organisational set-up

  • 8. We use information technology to achieve a competitive advantage

    • Information and communication systems assure optimal support for business processes in light of cost/benefit considerations
  • 9. We are committed to sustainability, integrity and compliance

    • Ensure conformity with all legal requirements
    • Encourage sustainable actions with respect to all stakeholders
    • Support considered and pragmatic principles of corporate governance and recognise their central role in guiding our activities
  • 10. We strive for Performance Excellence and continuous improvement

    • Ensure the rigorous derivation of strategic objectives across all areas of the company

We implement the goals of our corporate strategy in accordance with our holistic management system Performance Excellence 2.0. For details please see "Value-based management".

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